RV Insurance in Jacksonville, FL

Recreational vehicle (RV) insurance can cover the risks associated with owning and using your RV. Gator Auto Insurance Agency Inc helps you choose coverage that matches your lifestyle and needs.

What RV Insurance Coverage Options Do I Have?

RV insurance may cover motorhomes, camper vans, travel trailers, fifth-wheel trailers and pop-up campers. It can help manage risks and liabilities while your vehicle is in use or storage.

Policies may be customized for occasional or full-time use, with coverage options such as:

• Liability coverage may assist with costs if you’re responsible for other parties’ injuries or property damage while operating your RV.
• Comprehensive and collision coverage may cover your vehicle from damage caused by accidents, theft, vandalism, fire or severe weather.
• Personal belongings coverage may apply to items inside your RV, such as electronics, clothing and camping gear.
• Vacation liability coverage may provide financial support for third-party losses occurring when your vehicle is parked and being used as a temporary residence.
• Roadside assistance coverage may offer help with towing, flat tires or breakdowns while you’re on the road.

How Much Does This Cost?

Premiums may vary depending on your vehicle type, usage, location and the coverage you select. You can often lower costs by bundling policies, completing safety courses or adding safety features. State regulations and specific policy details also affect your final price.

Is This Required in Florida?

State law requires certain types of RVs, especially motorhomes, to carry minimum liability insurance. Even if your RV is a towable trailer, insurance can help cover unexpected expenses.

Tips for Your RV Road Trip

• Plan your route: Check road conditions and campground access.
• Check weather: Monitor forecasts.
• Drive carefully: Allow extra space.
• Secure items: Stow before driving.
• Take breaks: Stop regularly to stay alert.

Get RV Insurance Near You

Contact Gator Auto Insurance Agency Inc today for a free personalized quote.